Medical Mutual of Ohio Health Insurance
Medical Mutual of Ohio Insurance is not affiliated with, nor does it endorse or sponsor, the contents of this webpage or the HealthInsuranceCoverage.com website.
Medical Mutual of Ohio Health Insurance provides affordable healthcare to approximately 1.5 million Ohio residents. The seventy year old mutual company offers insurance to individuals and families, in addition to group rate plans. Medical Mutual of Ohio is owned by policyholders, not stockholders on Wall Street, and works to support its member's best interest. Preventive and catastrophic services are managed through a variety of professional providers, hospital networks and customer service representatives.
Medical Mutual of Ohio offers a variety of structured insurance plans including: Dental, Vision, Life Insurance, HMO, PPO, POS, Supplemental Medicare and Traditional Indemnity. The plans are divided into four plan types: Value, Standard, Health Savings Account and Short Term plans.
Value Plans are practical during health related emergencies. This low cost plan affords customers emergency or catastrophic coverage without having to paying an out of pocket deductible. However, regular office visits require deductibles with deductibles ranging from $500 to $1,500.
Standard Plans provide individuals with affordable group coverage rates. Members of this plan are required to pay low co-pays, without the cost of a deductible. Primary members and their dependents have access to preventive care, including office visits, physicals and prescriptions.
Health Savings Accounts (HSA) provide its members with a combination of healthcare and financial opportunities. This plan is like investing in an IRA, except that the deposited money is used to pay medical expenses. Deductibles vary with this plan.
Short-term plans provide coverage for a period of six months or less, with a $25 co-pay. All benefits and monthly premiums depend upon a variety of factors, including: where a person resides, use of tobacco products, age, and socio economic status.
As a regional provider Medical Mutual of Ohio are more competitive than other insurance agencies. Individuals and families are able to enroll via the internet, instead of having to walk into an office. These customer friendly practices ensure that members will have a positive experience with the company. Medical Mutual of Ohio Health Insurance is recognized for its excellent customer service and competitive rates. The Cleveland, Ohio based company also has an exceptional reputation for providing quality healthcare. Employing over 2,500 regional residents, Medical Mutual of Ohio is known for its quick processing of claims, (usually within of one week) and for their 90% accuracy rate with regards to documentation. Getting health insurance from them is easy and usually affordable for most people.
