Health Insurance Articles
Three Main Points In The New Health Care Bill
2011-08-07
On March 23, 2010, President Barack Obama passed the Affordable Care Act (ACA), the new health care bill that is going to reform the way that healthcare and insurance are handled to make it more affordable to a greater population of Americans. This means that everyone with a health insurance policy is going to see a whole lot more benefits because of it.
One of the most significant points in the new health care bill is for young adults. Children can now stay on their parents' health insurance plans until they reach the age of 26. This ensures that throughout college as well as getting comfortable living on their own, they are able to enjoy the savings of health care and still be insured in the event of a medical emergency or accident. Prior to the bill, young adults were going without care because of costs.
Another great point is the inclusion of preventative maintenance. Just as you would go to the doctor for an annual checkup, new policies now include free preventative maintenance including mammography and colonoscopies. These come at no cost to you, your co-insurance or your deductible. This ensures that potential high-cost problems are caught much earlier.
There is also going to be a $15 billion fund for Prevention and Public Health, which will work to keep more Americans healthy. These include such programs to reduce or cease smoking as well as to combat obesity throughout the population of the country. Reducing these problems will have a generally positive impact on everyone because the need to seek medical treatment for issues related to these problems will be drastically reduced.
A health insurance policy is going to make a dramatic impact on the kind of benefits you receive because of the bill. Health insurance companies have been given incentives by the government as have medical providers around the country. Some insurance companies are getting an early start on meeting some of the requirements and taking advantage of the incentives while others are waiting until the last possible minute to implement the changes.
As a result of the pro-active versus the other insurance companies, it's more important than ever to price compare health insurance quotes. They can be significantly different because of the health care bill and you want to ensure that you have the most coverage for the lowest available monthly premium.
The Affordable Care Act (ACA) has new things coming available each and every year with the majority of the items being available by the end of 2015. Take advantage of as much as you can by finding an insurance provider that is on the forefront of the Act.
