Health Insurance Articles
Health Insurance Coverage For United States Citizens Living In The Philippines
2010-02-21
There are many reasons for Americans to move to the Philippines. Some Americans are living on the friendly islands due to business motives while others are there for the slow paced, tropical paradise that is very welcoming to foreigners. A warm, tropical climate and a low cost of living are the biggest attractions to the increasing number of Americans that become residents of the Philippine Islands each year. While the economy is at a low in the US and the cost of living is becoming unbearable for many, the Philippines offers cheap housing, cheap food, and inexpensive public transportation. In fact the average yearly cost for an American family living in the Philippines rarely exceeds the equivalent of $1,000 USD.
The expat community in the Philippines is rapidly expanding. Many expats, especially older retirees, find that living in the Philippines is an extremely easy transition from life in the US. The Philippines is the only Asian country where English is almost universally spoken. Although most Filipinos don't speak perfect English or may speak with a heavy accent, they are very friendly and will understand almost everything that you have to say. Although foreigners cannot own land or homes, renting is easy and inexpensive, and most comfortably-sized family homes cost only several hundred USD a month. Other expenses may include domestic help, or more specific help such as: cooks, gardeners and nurses. Highly-qualified individuals are available to work for a reasonable price, and Filipino workers are known for their hard work and loyalty.
One necessity for all Americans living in the Philippines is health insurance coverage. The most logical first step in finding health insurance is to search online for the best quotes. If you are living in the Philippines due to work, it is highly likely that your employer will provide health insurance. If you are responsible for your own health insurance coverage, by contacting health insurance providers directly you can find out how much your premiums would be. There are many websites that provide vital information for those relocating to the Philippines such as: tips for becoming an expat, safety tips for traveling and living abroad, how to apply for insurance online, how to comply with foreign laws and procedures, and how to settle into a new residence abroad. It is highly recommended that you do not change health insurance companies prior to relocating to avoid exclusion for pre-existing conditions by the new provider. If your current provider can extend your coverage to your residence overseas, it is best to stay with your company.
